The form below provides the information needed to prepare a QPCTS report for you and your client.  This comprehensive report will compare an individual's qualified plan assets to a non-qualified plan funded by an index universal life insurance contract.  This report will analyze the taxes projected to be paid at current tax rates, along with an increase in taxes of 5% and 10% on distributions from the qualified account to the taxes paid by converting the qualified plan to a non-qualified plan during the conversion period (usually 5 years).  In addition the report will project how market risk will affect the longevity of the plan using a Monte Carlo simulation with the S&P 500 Index (less dividends) as the data set.

Please make sure information is entered in each field, otherwise you will not be able to submit the form. 

Qualified Plan Conversion and Tax Strategy Request Form